At koappy, we match private caregivers with customers looking for non-medical home help. Becoming self-remployed is necessary for several reasons:

1. A legal framework for your business:
   As a self-employed person, you are recognized as a registered professional, enabling you to offer your services legally and invoice your customers transparently.
2. Enhance the value of your work:
   By becoming self-employed, you gain credibility with your customers. It shows that you’re committed and structured in your approach.
3. Access to tax benefits for your customers:
   As a self-employed professional, you can take the necessary steps to make your services eligible for the “Personal Services” tax credit. This is an invaluable advantage for your customers, who get 50% of the money they spend back.
4. Total flexibility:
   As a freelancer, you’re free to set your own hours, rates and services. You’re free to work when you want and when you want.
5. Simplification for koappy:
   By referring only freelancers, koappy ensures compliance with current regulations, while offering a simple, secure platform for you and your customers.

We know that becoming self-employed can seem daunting at first, but we’re here to guide you every step of the way and make the process as simple as possible. It’s a process that will enable you to make the most of your skills while helping others!

Yes, absolutely! Becoming a koapper is a great option for retirees, and it’s completely legal. Here’s what you need to know:

1. Combining retirement and self-employment is permitted

In France, retirees can combine their retirement pension with income from self-employment. This is known as ” cumul emploi-retraite“.

2. Conditions to be met

• You must be fully retired (have liquidated all your pension rights).
• There are generally no ceilings on the income you can generate as a self-employed person, unless you are still subject to certain restrictions linked to your specific pension plan.

3. Why choose auto-entrepreneur status?

• The auto-entrepreneur status is simple to set up and easy to manage.
• You pay social security contributions only on what you earn, without affecting your retirement pension.

4. An ideal activity for retirees

Becoming a koapper allows you to :

• Have a flexible activity adapted to your pace.
• Supplement your income while helping others.
• Maintain enriching human relations.

No, as an auto-entrepreneur, you only pay social security contributions if you generate income. That’s one of the great advantages of this status:

1. Payment proportional to income

• Social security contributions (charges) are calculated on the basis of your sales.
• If your sales are zero, you pay nothing.

2. Additional costs

Even if you don’t pay social security contributions without income, there may be fixed costs, such as :

• Cotisation foncière des entreprises (CFE), compulsory from the second year of business, even if you don’t generate any sales (often modest for auto-entrepreneurs).
• Any bank charges if you open an account dedicated to your business.

3. Always declare your sales

• You must declare your sales every month or quarter, even if they are zero euros.
• This enables the authorities to monitor your activity and avoid penalties.

In a nutshell:

• No sales = no social security contributions to pay.
• However, some fixed costs (such as CFE) may apply from the second year onwards.
• Declaring your sales on a regular basis is essential to stay in good standing.

It’s a simple system that’s perfect if you’re just starting out or have irregular income with koappy!

No, as an auto-entrepreneur, you don’t need to register for VAT as long as your sales remain below €77,700 per year for services. You automatically benefit from basic VAT exemption.

This means:

• You don’t charge VAT to your customers.
• You don’t have to declare it or pay it to the government.
• You simply need to add this statement to your invoices:
  “TVA non applicable, article 293 B du Code Général des Impôts.”

And if I exceed this threshold?

If your income exceeds €77,700, you must :

1. Register for VAT via your space on impots.gouv.fr.
2. Invoice your customers for VAT (usually 20%).
3. Declare and pay VAT regularly.

💡 A word of advice: if you’re just starting out, it’s very rare to have to deal with VAT. Take advantage of this simple system to concentrate on your business!

The auto-entrepreneur status is simple and advantageous, because costs are proportional to your sales. Here’s what you need to know:

1. Social security contributions

You pay a percentage of your sales:

• Services (such as those offered via koappy): 22%.
• If you don’t generate income, you pay nothing.

2. Professional training contribution (CFP)

It is very low, generally less than 0.3% of your sales, and is used to finance training courses.

3. Business property tax (CFE)

• It applies from the second year of business.
• The amount depends on your municipality and the size of your business, but is often modest (between €200 and €600 per year).
• If you have no sales, you can apply for an exemption.

4. Income tax

• You will be taxed on your sales after a flat-rate allowance for professional expenses.
• You can also opt for the prélèvement libératoire (withholding tax) if your total income is modest, which simplifies tax payments.

💡 A word of advice: auto-entrepreneur status is designed to be flexible. If you’re just starting out, your expenses will be limited and adapted to your income! Just remember to set aside a percentage of your sales to cover your contributions.

As a koapper, your services can enable your customers to benefit from a 50% tax credit on expenses incurred, provided they fall within the scope of personal services. Here are the main eligible activities:

• Home maintenance and housework: cleaning, ironing, etc.
• Small gardening jobs: lawn mowing, hedge trimming, clearing undergrowth (up to €5,000 per year).
• Home meal preparation, including time spent on errands.
• Assistance for the elderly or disabled: mobility assistance, accompaniment, nursing (excluding medical care).
• Home computer and Internet assistance (up to €3,000 per year).
• Pet care and walks for dependent people (excluding veterinary care and grooming).
• Administrative assistance at home.

For your customers to benefit from this tax credit, it is essential that you have taken the necessary steps to declare your activity as a personal service. This will enable them to reclaim 50% of the sums spent on your services in the form of a tax credit.

No, the declaration for personal services does not need to be renewed every year. Once your declaration has been made and validated, it remains valid for as long as you continue your activity.

However, you will have to meet certain obligations:

• Update your information: If your situation changes (new SIRET, change of address or activity), you must inform your DREETS (Direction régionale de l’économie, de l’emploi, du travail et des solidarités).
• Respect the conditions for personal services: Continue to offer only services eligible for the tax credit.

💡 A word of advice: remember to check the tax credit rules and ceilings regularly, to make sure you’re in compliance. If you have any doubts, your DREETS or an advisor can help.